User’s Application & the corresponding In-App Purchases must not contain content that falls within the following categories as per stipulated in Adyen’s prohibited products & services list. This list is providing an overview of products and services for which Adyen will not process any transactions under any condition.
1. Adult entertainment, websites & content:
• Adult book stores, video stores, toys
• Any products on the internet containing graphic or nude content
• Audio (phone sex and adult phone conversations)
• Companion/escort services or Dating services (sexually-oriented)
• Membership, clubs, subscriptions
• Gentleman’s clubs, topless bars, and strip clubs
• Video (web-based sexually oriented video)
2. Auctions: penny auctions (business models in which all participants must pay a nonrefundable fee to place a bid)
3. Bail bonds (or any payment related to pledge money as bail for the appearance of persons accused in court) and Bankruptcy lawyers
4. Business/Investment opportunities operating as “get rich quick schemes”(e.g., real estate purchase with No Money Down, government grants)
5. Counterfeit goods/replicas or those infringing on intellectual property rights, including those designed to infringe on such intellectual property (i.e., knock-offs, imitations, bootlegs)
6. Data pass (merchants up-selling or cross-selling products to other merchants and then sharing the cardholder data with the third party or receiving cardholder data from third parties)
7. Drugs, and tools specifically intended for the production of drugs, Drug paraphernalia Illegal Drugs, substances designed to mimic illegal drugs, and/or other psycho active products (e.g., K2, salvia divinorum, nitrate inhalers, bath salts, synthetic cannabis, herbal smoking blends, herbal incense, and HCG/HGH-like substances)
8. Escort agencies / massage parlors / sexual services
9. Essay mills/paper mills (i.e., ghost writing services that sell essays, term papers, etc. with intent that the purchaser will submit documentation as their own)
10. Fake references and other services/products that foster deception (including fake IDs and government documents)
11. Illegal products/services or any service providing peripheral support of illegal activities
12. Independent financial advisers (IFA), unlicensed financial services, Payday loans and unsecure loan/lines originating from non FDIC insured banks
13. Jammers or devices that are designed to block, jam or interfere with cellular and personal communication device/signals (e.g., GPS), Decryption and descrambler products including mod chips, Spy devices / services / software, Illicit Streaming Devices (aka Black Boxes)
14. Mail order spouse and international match-making services
15. Merchants engaged in any form of deceptive marketing practice including but not limited to:
• Bogus claims & endorsements
• Pre-checked opt in boxes
• Refund/Cancellation avoidance
• Poorly disclosed negative options
• Merchants offering substantial rebates or special incentives (e.g., free gift, prize, sweepstakes, or contest) as an inducement to purchase products/services
• Negative response marketing techniques by any type of merchant (i.e., customer is automatically charged if they don’t return the merchandise at the end of a free trial period)
16. Merchants that have ransom-like or extortion-like basis for their business model (e.g., mugshot removal)
17. Merchants utilizing tactics to evade Card Brand excessive chargeback monitoring programs
18. Private medical practices and e-doctors
19. Products designed to circumvent copyright protection techniques or to otherwise facilitate the unlicensed use of copyrighted materials (e.g. ‘mod-chips’ to break the encryption of game computers to enable the playing of unlicensed copies of games)
20. Products/services specifically offered or intended to be used to create drugs or grow ingredients for drugs (e.g. ‘grow shop’ products, seeds for cannabis plants, etc.)
21. Products/services that promote hate, violence, discrimination, terrorism, harassment or abuse
22. Pseudo pharmaceuticals / Nutraceuticals and food products or other digestibles as core product or marketed via-unsubstantiated and/or unlawful health or medical claims (e.g., food supplements, vitamins, weight-loss, anti-aging, muscle-building, sexual-stimulant supplements, colon cleansers, detox products
23. Pyramid selling, chain letters or financial scams
24. Social media “click farms” (i.e., the sale of clicks/likes/reviews/endorsements on social media sites)
25. Specific cosmetic products that claim extreme results (Anti-wrinkle, Skin Repair etc.)
26. Telemarketing companies involved with the following methods of operations:
• Offering a free gift, prize, or sweepstakes/contest entry as an inducement to purchase their product or service
• Inbound telemarketing companies that receive calls as the result of post cards or similar mailings (as opposed to catalogue or media advertising)
• Selling products/services as an agent for a third party
27. Trade of weapons, ammunitions, military arms, explosive devices and firearm parts.
The preceding items are set based on the requirements of the Payment Service Card Organization and its partner Adye
