| Level-2 Category | Tag | Qualification Review Requirement | Tag Applicable Scope | Remarks |
| Finance | Asset management and transaction | Financial approval document from the local government, or Financial License | Suitable for services related to asset management and transactions. | If the atomic service name contains the keyword "asset management", the listed qualifications are also required. |
| Finance | Securities and futures investment consulting | Securities and Futures Business License, with the business scope including securities investment consultations | Suitable for online consultation services including securities, funds, and futures investment. | If the atomic service name contains the keyword "investment advisory or consulting", the listed qualifications are also required. |
| Finance | Futures | Securities and Futures Business License, with the business scope aligned with actual operations | Suitable for online services including futures information, consultations, and operations. | If the atomic service name contains the keyword "futures", the listed qualifications are also required. |
| Finance | Futures service platform | 1. Cooperation agreements with at least three partners 2. Partner's Securities and Futures Business License, with futures included in the business scope 3. Value-added Telecom Business License | Suitable for online services that aggregate futures products from multiple providers. | If the atomic service name contains the keyword "futures", the listed qualifications are also required. |
| Finance | Securities | Securities and Futures Business License, with the business scope aligned with actual operations | Suitable for online services including securities information, consultations, and operations. | If the atomic service name contains the keyword "securities", the listed qualifications are also required. |
| Finance | Securities service platform | 1. Cooperation agreements with at least three partners 2. Partner's Securities and Futures Business License, with securities included in the business scope 3. Value-added Telecom Business License | Suitable for online services that aggregate securities products from multiple providers. | If the atomic service name contains the keyword "securities", the listed qualifications are also required. |
| Finance | Credit bureau | Enterprise credit reporting agency registration certificate or Individual Credit Business License issued by a provincial branch of the People's Bank of China | Suitable for credit reporting services offered by banks or credit reporting agencies, including inquiries into credit history, overdue payment records, and individuals with adverse credit history. | If the atomic service name contains the keyword "credit reporting", the listed qualifications are also required. |
| Finance | Bank wealth management product service platform | 1. Financial License of the partner bank 2. Authorization letter from the partner bank, or the cooperation agreement 3. Value-added Telecom Business License | Suitable for services that aggregate wealth management products from multiple banks. | / |
| Finance | Banking | Financial License | Suitable for banking institutions to provide online banking, transaction, and relevant services. | If the atomic service name contains the keyword "bank", "insurance", or "commercial annuity insurance", the listed qualifications are also required. |
| Finance | Mobile payment | Payment Business License, or Filing Certificate issued by the Payment & Clearing Association of China (The latter is required for outsourced acquiring service partners.) | Suitable for merchant operations management services including acquiring. | If the atomic service name contains the keyword "payment" or "settlement", the listed qualifications are also required. |
| Finance | Credit card service platform | 1. Cooperation agreements or authorization certificates, regarding credit card application, from at least three partner banks 2. Value-added Telecom Business License | Suitable for platforms aggregating online services from multiple providers, including credit card issuance. | / |
| Finance | Credit card | Financial License | Suitable for services such as credit card issuance, repayment, and inquiries. | / |
| Finance | Trust | Financial approval document from the local government, or Financial License | Suitable for online services or transactions related to trust-based wealth management. | If the atomic service name contains the keyword "trust", the listed qualifications are also required. |
| Finance | National Equities Exchange and Quotations information service platform | Business License of the National Equities Exchange and Quotations, or written approval from the National Equities Exchange and Quotations | Suitable for services providing market information, quotations, and insights related to the National Equities Exchange and Quotations. | / |
| Finance | Consumer finance | Financial approval document from the local government, or Financial License | Suitable for online consumer finance services, transactions, and relevant services. | If the atomic service name contains the keyword "financial institution", "trading center", "exchange", "finance", "financial planning", "wealth management", or "equity crowdfunding", the listed qualifications are also required. |
| Finance | Foreign exchange | Foreign Exchange Business License, approval document issued by the foreign exchange management authority for operating foreign exchange business, or financial institution qualification document (for example, Financial License or Insurance License, with foreign exchange included in the business scope) | Suitable for financial institutions that provide services related to foreign exchanges. | If the atomic service name contains the keyword "foreign exchange", the listed qualifications are also required. |
| Finance | Foreign currency exchange | Personal Foreign and Domestic Currency Exchange Franchise Business License | Suitable for financial institutions specializing in small-scale foreign currency exchanges and relevant services. | If the atomic service name contains the keyword "currency exchange", the listed qualifications are also required. |
| Finance | Private funds | Registration: Private Equity Fund Filing Certificate Sales: (1) Securities and Futures Business License, with fund management, fund sales, or fund distribution included in the business scope, along with proof of membership in the Asset Management Association of China (or a screenshot from the Asset Management Association of China's website showing the membership); or (2) Registration of Private Equity Fund Managers | Suitable for private equity fund display, introduction, consultations, and relevant services. | If the atomic service name contains the keyword "fund", the listed qualifications are also required. |
| Finance | Public funds | Registration: Official reply or proof document from China Securities Regulatory Commission regarding the approval of the registration of public mutual fund products Sales: Securities and Futures Business License, with fund management, fund sales, or fund distribution included in the business scope | Suitable for online services such as fund operations. | If the atomic service name contains the keyword "fund", the listed qualifications are also required. |
| Finance | Fund service platform | 1. Cooperation agreements with at least three partners 2. Partner's Securities and Futures Business License, with fund management, fund sales, or fund distribution included in the business scope. For private equity funds, provide the partner's private equity fund sales qualification proof. 3. Value-added Telecom Business License | Suitable for online services that aggregate fund products from multiple providers. | If the atomic service name contains the keyword "fund", the listed qualifications are also required. |
| Finance | Commercial factoring | Document of approval issued by relevant authorities for commercial factoring business, or screenshot from the national commercial factoring industry management information system | Suitable for services related to commercial factoring. | / |
| Finance | Financial leasing | Financial approval document from the local government, or Financial License | Suitable for services such as financial leasing. | If the atomic service name contains the keyword "financing", the listed qualifications are also required. |
| Finance | Financing guarantee | Financing Guarantee Business Permit If your app involves loan-related content, the following qualification documents must also be provided: 1. Value-added Telecom Business License 2. Your own lending qualifications (for example, Financial License, Microloan Business License, or relevant approval documents issued by a provincial government or an upper-level agency), or details of cooperation with partner institutions, their lending qualifications, and cooperation agreements. The details are as follows: (1) Cooperation details about the partner loan institutions and loan products involved in the atomic service (2) Filing documents with the financial supervision department from partner institutions involved in the atomic service (for example, Financial License, Microloan Business License, or relevant approval documents issued by a provincial government or an upper-level agency) (3) Authorization letter from the partner involved in the atomic service, or a cooperation agreement with the partner, specifying the loan product for cooperation. Within the atomic service, the name and provider of the loan product must be clearly indicated. The loan product name in the atomic service must match that in the cooperation agreement, and the provider must be the same as the partner. | Suitable for services related to financing guarantee. | If the atomic service name contains the keyword "financing", the listed qualifications are also required. |
| Finance | Regional equity trading market | Documents Pertaining to the Approval of the Establishment of an Equity Trading Market | Suitable for services related to the issuance of stocks or conversion of company bonds to stocks in regional equity trading markets. | / |
| Finance | Vehicle finance | Financial approval document from the local government, or Financial License | Suitable for services such as vehicle finance. | / |
| Finance | Overseas securities service | Securities and Futures Business License, with overseas securities investment management included in the business scope | Suitable for securities investment management and relevant services outside the Chinese mainland. | / |
| Finance | Overseas financial service | Securities and Futures Business License, with overseas securities investment management included in the business scope | Suitable for providing financial services outside the Chinese mainland. | / |
| Finance | Overseas precious metal | Securities and Futures Business License, with overseas securities investment management included in the business scope | Suitable for services related to precious metals outside the Chinese mainland. | / |
| Finance | Overdue financial service | Law Firm Practice License. For collaborations involving technical services or other auxiliary business activities, the partner's Law Firm Practice License and the cooperation agreement shall be provided. | Suitable for offering solutions to overdue payments for credit cards and online loans, along with relevant services. | / |
| Finance | Precious metal | Precious metals futures/spot contract trading: Approval documents from the financial management department, or Exchange Membership Certificate Internet-based gold business (sales of gold-related financial derivative products, such as gold accumulation products and precious metals accumulation products): Financial institutions: filing with the People's Bank of China Internet-based institutions: 1. Filing with the People's Bank of China 2. Exchange Membership Certificate of the partner financial institution and the cooperation agreement 3. Partner financial institution's qualification as a market maker (including trial market maker) in the Shanghai Gold Exchange Interbank Gold Price Inquiry Market | Suitable for providing services related to physical gold investment and trading. | / |
| Finance | Stock information service platform (stock market in Chinese mainland) | Exchange market data authorization letter, or membership certificate | Suitable for providing market information, analysis, and insights on A-shares (stocks listed in the Chinese mainland). | / |
| Finance | Micro-loans operated by non-financial institutions | 1. Microloan Company Business License, or relevant approval documents issued by a provincial government or an upper-level agency 2. Business License (The business scope shall include microloans, and the enterprise registration status must be normal.) | Suitable for services related to microloans provided by individual microloan entities. | If the atomic service name contains the keyword "loan" or "borrowing", the listed qualifications are also required. |
| Finance | Electronic bill of exchange | Document that proves you have obtained the permission to access the Electronic Commercial Draft System from the Shanghai Commercial Paper Exchange Corporation: Screenshot of the email (with an official seal) from the Shanghai Commercial Paper Exchange Corporation to grant permission to access the Electronic Commercial Draft System, or screenshot of the participant list (with an official seal) on the official website of the Shanghai Commercial Paper Exchange Corporation | Suitable for services related to electronic bills of exchange, discounting, and associated offerings provided by financial institutions, including banks. | / |
| Finance | Loan platform | 1. License issued by the financial supervision department 2. Cooperation details about the partner loan institutions and loan products involved in the atomic service 3. Filing documents with the financial supervision department from partner institutions involved in the atomic service (for example, Financial License, Microloan Business License, or relevant approval documents issued by a provincial government or an upper-level agency) 4. Authorization letter from the partner involved in the atomic service, or a cooperation agreement with the partner, specifying the loan product for cooperation. Within the atomic service, the name and provider of the loan product must be clearly indicated. The loan product name in the atomic service must match that in the cooperation agreement, and the provider must align with the partner. 5. Value-added Telecom Business License | Suitable for platforms that aggregate loan-related services from multiple microloan institutions. | If the atomic service name contains the keyword "loan" or "borrowing", the listed qualifications are also required. |
| Finance | Insurance service platform | 1. Insurance Intermediary License, or the partner's insurance-related qualification documents and the cooperation agreement 2. Value-added Telecom Business License | Suitable for insurance supermarkets offering a wide range of insurance products for sale. | If the atomic service name contains the keyword "insurance" or "commercial annuity insurance", the listed qualifications are also required. |
| Finance | Insurance | Insurance License, or Insurance Intermediary License | Suitable for online insurance services, transactions, and other services related to insurance. | If the atomic service name contains the keyword "insurance" or "commercial annuity insurance", the listed qualifications are also required. |
| Finance | Pawnbroking | Pawn Business License | Suitable for pawnbroking, mortgage, and relevant services. | If the atomic service name contains the keyword "pawnbroking", the listed qualifications are also required. |
| Finance | Clearing | Bank Card Clearing License | Suitable for services involving clearing operations conducted by financial institutions, including banks. | If the atomic service name contains the keyword "clearing", the listed qualifications are also required. |
| Finance | Credit rating | Credit rating agency filing | Suitable for services involving credit rating activities conducted by financial institutions. | If the atomic service name contains the keyword "credit rating", the listed qualifications are also required. |